EasyCalEasyCal
Updated for FY 2026-27

Make Better Financial Decisions in Seconds

Calculate EMI, SIP, Tax, FD, PPF, Retirement, GST, and more with EasyCal's free financial calculators — built for India.

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Trusted by thousands of Indians every month.

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SIP Calculator

🔥 Popular

Estimate future wealth from your monthly SIP investments with expected returns.

Used 12,000+ timesCalculate Now

Home Loan with Prepayments

🔥 Popular

See how part-prepayments reduce your total interest and shorten your loan tenure.

Used 9,800+ timesCalculate Now

FD Calculator

Find out your Fixed Deposit maturity amount and interest earned.

Used 8,400+ timesCalculate Now

Income Tax Calculator

✨ Updated

Calculate your tax liability under old & new tax regime for FY 2026-27.

Used 7,200+ timesCalculate Now

PPF Calculator

See how your PPF investments grow with compound interest over 15 years.

Used 5,600+ timesCalculate Now

Lumpsum Calculator

Project the future value of a one-time mutual fund investment.

Used 4,800+ timesCalculate Now
Why EasyCal

The Smarter Way to Calculate

Designed from the ground up to be the most trusted and accessible calculator platform in India.

Accurate Calculations

Every formula is verified by financial experts and tested against real-world scenarios. Trust your results.

Fast & Free

Instant results in milliseconds. No sign-up, no subscriptions, no ads popups — just calculate.

Mobile-First Design

Optimised for every screen. 70%+ of our users calculate on their phone — we built for them first.

Always Updated

Tax slabs, PPF rates, EPF rules — all updated for FY 2026-27 so you always calculate with correct data.

Privacy First

All calculations happen in your browser. We never store, sell, or share your financial data.

Built for India

India-specific tools: GST, PPF, NPS, HRA, EPF, Income Tax, and more — tailored to Indian financial laws.

User Stories

Trusted by Thousands Across India

Real people making smarter financial decisions with EasyCal.

I recommend EasyCal to all my clients. The SIP and retirement calculators are incredibly accurate and the amortization tables are exactly what I need for client presentations. The FY 2026-27 updates are always on time.

Priya Sharma

Financial Planner, Mumbai

Used EasyCal to plan my home loan repayment strategy. The EMI calculator with prepayment option saved me ₹3.2 lakhs in interest. The mobile experience is flawless — I use it every month to track my investments.

Rahul Verma

Software Engineer, Bangalore

As a CA student, accuracy is non-negotiable. EasyCal's income tax and capital gains calculators are spot on for FY 2026-27. Much better than manual spreadsheets. The GST calculator is my daily go-to tool.

Anjali Mehta

CA Student, Pune

4.9 / 5 average rating from 500+ users

Financial Calculators for Smarter Money Decisions

Managing personal finances in India has never been more important — or more complex. From choosing between the old and new tax regimes to planning your retirement corpus, every decision requires accurate data. EasyCal.in simplifies these calculations with free, fast, and verified tools built specifically for Indian financial laws and conditions.

SIP: The Power of Systematic Investment

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. Even a monthly SIP of ₹5,000 at 12% CAGR can grow to over ₹1 crore in 20 years thanks to the compounding effect. Our SIP Calculator shows you exactly how your wealth compounds over time — so you can plan confidently for goals like retirement, child education, or buying a home.

EMI: Understanding Your Loan Repayment

Whether you're taking a home loan, personal loan, or car loan, knowing your EMI in advance helps you budget effectively. The EMI formulaEMI = P × r × (1+r)^n / ((1+r)^n − 1) — takes into account your principal, interest rate, and tenure. EasyCal's EMI calculators also show you a full amortization table so you can see how each EMI splits between principal and interest.

FD: Safe Returns on Idle Savings

Fixed Deposits remain one of the most trusted savings instruments in India. With our FD Calculator, you can compare quarterly vs annual compounding, calculate post-tax returns, and find out the exact maturity amount for any deposit amount and tenure. Updated for current 2026 FD rates offered by major Indian banks.

PPF: 15-Year Tax-Free Wealth Building

The Public Provident Fund (PPF) offers triple tax benefits — deduction on investment, tax-free interest, and tax-free maturity — making it one of the best long-term savings instruments for conservative investors. Our PPF Calculator shows year-by-year growth at the current 7.1% p.a. rate so you can plan your contributions strategically.

Income Tax: Old vs New Regime Comparison

Choosing between the old and new income tax regime can save you thousands. Our Income Tax Calculator for FY 2026-27 applies the latest tax slabs, standard deduction, Section 80C, HRA exemptions, and surcharge rules — helping you identify which regime saves you more tax and plan your investments accordingly.

Retirement Planning: Start Today, Retire Comfortably

Retirement planning is not just for those nearing 60 — starting in your 30s can make a massive difference. EasyCal's retirement calculator accounts for inflation, expected corpus, withdrawal rate, and existing savings to show you exactly how much you need to invest monthly to retire comfortably. Whether you're targeting NPS, mutual funds, or a mix, we help you visualise the path ahead.

Disclaimer: All calculations on EasyCal are for informational and planning purposes only. Please consult a SEBI-registered financial advisor before making investment decisions.

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