Make Better Financial Decisions in Seconds
Calculate EMI, SIP, Tax, FD, PPF, Retirement, GST, and more with EasyCal's free financial calculators — built for India.
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Everything You Need, All in One Place
From SIP returns to EMI schedules, tax planning to health metrics — explore calculators built for every aspect of your financial life.
Popular Calculators
The tools people reach for most.
SIP Calculator
🔥 PopularEstimate future wealth from your monthly SIP investments with expected returns.
Home Loan with Prepayments
🔥 PopularSee how part-prepayments reduce your total interest and shorten your loan tenure.
Income Tax Calculator
✨ UpdatedCalculate your tax liability under the old and new regimes for FY 2025-26.
The Smarter Way to Calculate
Designed from the ground up to be the most trusted and accessible calculator platform in India.
Shows Its Working
Every calculator uses the standard published formula and prints the step-by-step breakdown, so you can check the result rather than take it on trust.
Fast & Free
Instant results in milliseconds. No sign-up, no subscriptions, no ads popups — just calculate.
Mobile-First Design
Optimised for every screen. 70%+ of our users calculate on their phone — we built for them first.
Always Updated
Income tax follows FY 2025-26 (AY 2026-27) slabs. Every page states the rate or assumption it used, so you can check it against the official source.
Privacy First
All calculations happen in your browser. We never store, sell, or share your financial data.
Built for India
India-specific tools: GST, PPF, NPS, HRA, EPF, Income Tax, and more — tailored to Indian financial laws.
Start Calculating Right Now
Jump straight into any of these commonly used tools — no setup needed.
How EasyCal works out the numbers
No sign-up, no cost, and no black box — every result shows its working.
Standard formulas, not estimates
Every tool implements the published formula for what it measures — the annuity formula for EMI, future value of a series for SIP, compound interest at each scheme's own frequency for FD and PPF. Nothing is approximated.
The working is shown
Each page sets out the formula, the inputs it was applied to, and a step-by-step breakdown of the result. If our number differs from your bank's, you can see exactly where the two calculations part ways.
And what they can't tell you
These are estimates, not advice. A 12% assumption illustrates arithmetic, it doesn't forecast a market — and real figures shift with fees, rounding and rule changes. Check anything consequential against the official source.
Spotted a figure that looks wrong? Tell us — corrections are the fastest way this site gets better.
Financial Calculators for Smarter Money Decisions
Managing personal finances in India has never been more important — or more complex. From choosing between the old and new tax regimes to planning your retirement corpus, every decision requires accurate data. EasyCal.in simplifies these calculations with free, fast, and verified tools built specifically for Indian financial laws and conditions.
SIP: The Power of Systematic Investment
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. Even a monthly SIP of ₹5,000 at 12% CAGR can grow to over ₹1 crore in 20 years thanks to the compounding effect. Our SIP Calculator shows you exactly how your wealth compounds over time — so you can plan confidently for goals like retirement, child education, or buying a home.
EMI: Understanding Your Loan Repayment
Whether you're taking a home loan, personal loan, or car loan, knowing your EMI in advance helps you budget effectively. The EMI formula — EMI = P × r × (1+r)^n / ((1+r)^n − 1) — takes into account your principal, interest rate, and tenure. EasyCal's EMI calculators also show you a full amortization table so you can see how each EMI splits between principal and interest.
FD: Safe Returns on Idle Savings
Fixed Deposits remain one of the most trusted savings instruments in India. With our FD Calculator, you can compare quarterly vs annual compounding, calculate post-tax returns, and find out the exact maturity amount for any deposit amount and tenure. Updated for current 2026 FD rates offered by major Indian banks.
PPF: 15-Year Tax-Free Wealth Building
The Public Provident Fund (PPF) offers triple tax benefits — deduction on investment, tax-free interest, and tax-free maturity — making it one of the best long-term savings instruments for conservative investors. Our PPF Calculator shows year-by-year growth at the current 7.1% p.a. rate so you can plan your contributions strategically.
Income Tax: Old vs New Regime Comparison
Choosing between the old and new income tax regime can save you thousands. Our Income Tax Calculator for FY 2025-26 applies the slabs for that year, the standard deduction, the Section 87A rebate and 4% cess — helping you identify which regime saves you more tax and plan your investments accordingly.
Retirement Planning: Start Today, Retire Comfortably
Retirement planning is not just for those nearing 60 — starting in your 30s can make a massive difference. EasyCal's retirement calculator accounts for inflation, expected corpus, withdrawal rate, and existing savings to show you exactly how much you need to invest monthly to retire comfortably. Whether you're targeting NPS, mutual funds, or a mix, we help you visualise the path ahead.
Disclaimer: All calculations on EasyCal are for informational and planning purposes only. Please consult a SEBI-registered financial advisor before making investment decisions.
Frequently Asked Questions
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